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The price of a dice of water within the USA
Water in America is a really low-cost useful resource. Sure, nearly all homes and flats have meters, however few People will lower your expenses on having a shower or washing dishes.
Not all condo tenants know the way a lot a dice of water prices within the USA. Fairly often, because of the low worth, landlords don’t even point out cost for it within the contract. There’s additionally a scenario the place the water invoice is just included within the complete hire.
One cubic meter of water prices 50-60 cents on common. If we take the typical indicators for the nation, then 1 particular person per thirty days spends about 5-6 {dollars} of water.
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taxes
For the reason that first entry into the nation, the proprietor inexperienced playing cards turns into a US tax resident. After that, he should declare all his earnings. Taxpayers are required to report back to the Inner Income Service, the IRS, all earnings obtained worldwide. Even when all or a part of this earnings was obtained from investments or entrepreneurial actions that have been carried out exterior of America. You’ll be able to solely inform the reality. These with a calendar yr tax interval – which is almost all of People – file by April 15 every year.
There are three ranges of taxation within the US system: state, federal and native taxes. Federal the same for all Americans and residentshowever state taxes range. In Arizona one of the lowest income taxes — from 2.59 to 4.5%.
Housing and communal companies in Germany
If you happen to purchased an condo in Germany, you’re required by legislation to affix the neighborhood of tenants in an condo constructing. Such communities make selections concerning the restore, upkeep of communal methods within the correct order.
There’s a particular relationship with waste disposal. In condo buildings, residents fastidiously kind it. There’s a penalty for dumping the “flawed” container. The containers themselves are repeatedly washed by a service firm.
There are a whole lot of service corporations in Germany, all of them combat for patrons, and subsequently supply numerous bonuses. So, having profitably concluded a contract for housing and communal companies, it can save you as much as 20% of their price.
The costliest electrical energy is in Berlin, its price is about 0.3 euros per 1 kW. For water in Germany they pay as much as 2.7 euros / cu. m. By the best way, that is the very best determine in Europe.
Individuals
The primary tradition shock occurred to me throughout a stroll within the nationwide park: actually everybody greeted us. Individuals handed by, smiled, many provided water. Plainly the individuals of the state have been warned about my transfer and so they gave me a heat welcome.
Arizona persons are very pleasant – and never the plastic American smiles you may suppose. individuals right here for actual open and honest.
We’ve got fantastic neighbors who’re prepared to assist at any second: to present recommendation on selecting a house, and to arrange a seek for a runaway cat. We stroll canines collectively and trade recipes for our favourite dishes.
Each second Friday of the month we manage a joint lunch for the ladies of the neighborhood solely. These conferences assist me higher perceive the mentality and cultural codes of People. In fact, intimate conversations within the kitchen, as is customary amongst Russians, are out of the query. However even conferences over a cup of espresso assist to increase the circle of buddies and assimilate.
Transport
One other merchandise of expenditure is transport. You’ll be able to hire a automobile – it is going to price about $150 for 3 days. Subsequently, it’s extra worthwhile to take a long-term lease or take a automobile on lease or a mortgage. I took a automobile mortgage (Honda Accord 2018), the cost for it’s $353 and $180 insurance coverage, for a complete of $533. Let’s rely some common automobile, for instance, Prius or Mazda CX3: the automobile itself will likely be on credit score or leased for $200-300 plus $150-200 insurance coverage. As well as, the automobile is gasoline and upkeep. Gasoline prices a median of $150.
There’s additionally a subway in Los Angeles, if you cannot afford your individual automobile, you need to use the subway or bus. The worth will rely on the subscription, however one journey on the subway will price $1.75. Month-to-month go – $100. Even in Los Angeles, it is extremely common to make use of Uber or Lyft companies. One brief journey will price about $7-10.
Along with automobile prices, there are additionally parking prices. On common, parking in Los Angeles prices from $1 to $2 per hour, I pay $25 per thirty days. You’ll be able to pay on the terminal utilizing a card or cash, the show exhibits the time exhibiting how a lot you paid.
Hire meter readings in Russia and Europe
On common, utility payments in Europe eat up about 8-10% of a household’s earnings. However in some international locations, this determine could be considerably greater: for instance, residents of the Baltic states give nearly 20% of their month-to-month earnings for utility payments. The figures within the payments for housing and communal companies considerably rely on the geographical location of the state: southerners, Italians, Greeks or Spaniards virtually don’t pay for heating. Nonetheless, the precise availability of hire is decided by the financial scenario within the nation and the usual of dwelling of individuals. For instance, based on the Italian Central Institute of Statistics, 9% of the inhabitants can not pay utility payments on time.
Market consultants analyzed how a lot an summary Russian, Frenchman, German and American spends on housing. For comparability, we took the typical statistical knowledge on the earnings of residents and expenditures on housing and communal companies (in rubles). The outcomes are disappointing: a typical resident of Russia with probably the most modest earnings is compelled to present the biggest proportion of the household price range to pay payments.
Common dwelling bills:
Russia – 16.6% of the household price range
The common Russian earns 33,000 rubles. He lives in a five-story brick constructing with no elevator or parking. Depreciation of the constructing – greater than 50%. In winter, the price for a two-room condo of 47 sq. m reaches 5,500 rubles per thirty days. That is 16.6% of his earnings.
Germany – 13.6% of the household price range
The wage of a median German is about 90,000 rubles. His bills for hire are 12,500 rubles. That is how a lot it prices to keep up a typical 65 sq. m with two bedrooms, a toilet, a kitchen-living room and a standard parking area. Utility funds – 13.6% of the wage.
France – 13.5% of the household price range
With a wage of 100,000 rubles, the typical Frenchman spends 13,500 rubles on paying utility payments, which is 13.5% of his earnings. On the similar time, he lives in an bizarre European condo of 65 sq. meters. m with two bedrooms and a kitchen-dining room. The home may have a concierge, safety, elevator, non-public backyard and parking.
USA – 12.9% of the household price range
The common American lives in a 70 sq. m with a lounge, two bedrooms and loos. He earns 120,000 rubles a month and spends 15,500 rubles on housing and communal companies. That is 12.9% of earnings. The home has a tennis court docket, swimming pool and parking.
Electrical energy
There’s a heavy load on electrical energy within the US. People’ properties are as geared up as potential with home equipment: highly effective washing and drying machines, dishwashers, ovens and different vitality home equipment. All that is expensive.
On common, 1 kW within the US prices $0.13. Electrical energy is the costliest in New England. So, within the state of Connecticut, 1 kW prices $0.22. Electrical energy is twice cheaper within the states of Louisiana and Washington – $0.09 per 1 kW. An in depth description of the price of electrical energy in several states for various kinds of property (residential buildings, industrial actual property, industrial sector) could be seen thatT. On common, about $100 per thirty days for a small condo.
A big multi-bedroom dwelling can get billed for $500 or extra. Gasoline (for the kitchen) prices $20-30 per thirty days on common. This price is just not so strongly felt relative to different utility payments.
Family and cleansing merchandise
Funds for the home and for cleansing pull out of the price range about $ 60-80 per thirty days. For instance, a set of bathroom paper for 8 rolls prices $7.69. A big pack of disposable tissues prices $4.99. Rubbish luggage – $4.59 for 22 items, however they don’t should be purchased each month, they final for 2-3 months. Washing gel, which lasts for a few months, prices $14.99. You should purchase a less expensive analogue for $7.49. To scrub the flooring, I purchase a particular rag – already moist, in a particular bundle. 24 items are sufficient for about 3 months, prices $8.59. The mop is bought individually. You set a rag on a mop and wash it, then you definately throw it away: you don’t want to clean and dry something. I additionally purchase dishwasher tablets for $6.49. Dishwashing liquid and cleaning soap – $5.98.
There’s a cat in my home, for which I additionally want to purchase meals. Jars per serving price $0.67-0.89. As for pet food, a big pack prices $13.39-21.49 relying on the model.
cell connection
Most People don’t use pay as you go charges (aside from new immigrants who haven’t but obtained paperwork). Subsequently, US residents obtain a cell phone invoice each month.
Minimal plans could be related for $25-30 per thirty days. Limitless Web and limitless calls (by the best way, there isn’t a roaming within the USA) throughout the nation and to neighboring Canada will price about $70-80 per thirty days. It can save you cash and join a number of traces to 1 account. So the cost for every will likely be diminished to $45-55 per thirty days.
The offered checklist of funds doesn’t differ in any means from what’s in Russia, though there are some variations within the USA.
Many Russians have an interest within the query of the place the cash they pay for main repairs goes. In America, this downside was solved in another way.
Within the US, there’s an analogue of administration corporations – Home-owner’s affiliation (HOA) or acquainted to many owners associations. By buying housing in sure areas, the brand new proprietor robotically turns into a HOA subscriber. Each utilities and main repairs are all completed by means of the owners affiliation. Month-to-month charges vary from $50 to a number of thousand {dollars}. No, this isn’t a mistake. Certainly, some owners’ associations demand very excessive charges. And there are two causes for this.
- Sort of possession. Keep in mind how within the USSR individuals joined cooperatives and constructed their very own housing? There’s something comparable within the USA. Individuals should purchase not a separate condo in the home, however a share within the cooperative. Such housing prices 2-3 instances cheaper, however the contributions to the owners affiliation are on the stage of virtually hire.
- Costly housing. Agree, flats within the skyscrapers of Manhattan are considerably dearer than these in Brooklyn or Queens, New York. And the contributions to the owners affiliation are correspondingly greater. These charges embody extra than simply utilities. Right here is the upkeep of the pool, tennis court docket, playground and different infrastructure of this affiliation.
By the best way, within the USA HOA is just not a nominal physique. The affiliation units its personal guidelines, which each resident should comply with. For instance, if an affiliation has established a rule to not have animals in the home, then nobody has the proper to have an animal. Or the affiliation could require that house owners can not beautify the home windows of their homes for the vacations with a purpose to keep the predetermined picture of the neighborhood. In case of non-compliance with the foundations, the proprietor could also be issued a considerable high quality.