Content of the material
So, what can you do to steer clear of work-at-home scams?
Do your research and proceed with caution! Read up on the company or organization to find out if they have a reputable (or any) online presence. Don’t buy in right away. Discuss the opportunity with your friends, your spouse, and others before you jump in. Check the Better Business Bureau and Glassdoor.com and other review sites to confirm you aren’t being taken by a scam.
Get-rich-quick offers seem appealing. Marketers are excellent at wording offers as fleeting opportunities, urging you to jump on the train before it leaves the station. Pyramid schemes, check cashing scams, and other “opportunities” claim simply paying a little upfront will yield huge returns down the road. Unfortunately, it’s rarely on the up-and-up.
When someone describes a work-at-home opportunity, trust your gut first and then do your homework—even if you know the person making the claims quite well. With many scams, even educated, intelligent and normally cautious people can get sucked in. Consider all the celebrities and CEOs who have fallen from Ponzi schemes and investment opportunities gone awry. Even with a team of lawyers, managers, and friends watching their backs, they were taken by scammers. It can happen to the best of us.
When a company asks you to pay upfront or send in money right away, take a step back. Yes, some direct sales opportunities and multi-level-marketing programs require an initial investment. Many work-at-home jobs require some training and professional development. However, pay-to-participate programs should always set off alarm bells, especially if they seem too good to be true.
To help you decipher what’s legit and what’s not, here’s a list of common work-at-home scams to stay far away from!
6. Pyramid Schemes
Often pyramid schemes can be disguised as multi-level-marketing (MLM) opportunities, but don’t be fooled. A pyramid scheme rarely results in a real product sold. Participants in pyramid schemes are often asked for an enrollment fee upfront; however, there’s no real product or service. With pyramid schemes, individuals make money by enrolling more participants in the scheme, not by selling an actual product.
With pyramid schemes, the product is fake. There’s no product and nothing to promote other than the program itself. Pyramid schemes aren’t only malicious and unsustainable—they’re illegal around the globe! The money goes straight to participants on the top of the pyramid, so most people end up losing money and getting burned. Don’t fall for it!
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How It Works
As soon as you pay the $47, you are prompted to purchase additional products that cost more money (upsells). This is something I’ve come to expect over the years, almost every “make money online” product does this.
Anyways, you eventually get access to a members area once you skip past the upsells. Which contains a bunch of random training videos about making money online, mostly to do with affiliate marketing.
Honestly, this is really just a combination of stuff that might teach you “something” useful. But in my opinion it’s not enough to get you into profit.
It’s certainly not “step-by-step” training or even quality, comprehensive training. And I can say this with confidence, because I earn a full time income with affiliate marketing.
In any case, you definitely do NOT get access to a money making system that generates you easy money on autopilot. This is just something the person who created this made up to make it sound good, to convince you to buy.
In my opinion, this is not worth the money. Because you could easily go online and find REAL training on affiliate marketing on Google and YouTube, for free. Training that would actually be more up to date and of a higher quality than this!
Could you get your money back?
I doubt it.
Most programs, even the sketchy ones, use third party companies like ClickBank, ClickBetter or ClickSure to sell you stuff like this. Which means you can normally apply to them, to get your money back.
In this case, it looks like you’re giving your money directly to “someone” with your credit card. Which means you’re best off contacting your financial institution if you want your money back.
Check out this article about getting your money back from a scam if you want to learn more.
What is My Home Cash Club About?
My Home Cash Clubs website claims to help its members make $500 per day online, with some apparently making up to $30,000 a month. How? By using drop shipping a widely known and used business model that generates online sales.
The premise of drop shipping is essentially acting as a merchant connecting sellers and buyers. You have a site where you offer products that you do not actually physically have. When you sell the product to a customer, the merchant you provides you with the product sends the product.
Dropshipping has many benefits, such as, having much smaller overheads – you do not need to have massive inventory levels draining you cash. The merchant also deals with all the shipping, returns and customer service of the product. It can be a great way to start an online business if you know what you are doing.
My Home Cash Club claims to teach you how to set up your dropshipping business by focusing on highly profitable niches and products. Here’s the thing, dropshipping can make you a lot of money, and can be a full time business. Just like affiliate marketing. But it takes A LOT of work. But as soon as a program tells you you can earn $500+ a day with little to no work, alarm bells should immediately start ringing.
The interesting thing, is when you sign up to My Home Cash Club the material they share with you has basically NOTHING to do with dropshipping! So what do you get?
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Common Work-at-Home Scams
One of the common scams I’ve seen is people who are supposedly contacting you saying from legitimate companies (Apple, Belk, etc.). They promise very high hourly rates for very low-level work, like data entry. They’ll also promise to pay for all-new equipment for you (in other words, a new computer). Scammers lure you in with these big promises and then, at the very end, they’ll ask you to do something shady like pay for access to a website or cash a check they are sending you for equipment and then you just need to send back the excess.
Chat-based interviews are another common thing. If your interviewer is only interacting with you online through emails or chats, and you can’t get on the phone and do a voice or video chat, beware. Any time your recruiter hides himself or herself from you or prevents you from making direct contact, you’ll know you’re being scammed.
Emails and things like private messages on Facebook or direct messages on Instagram can also be “phishing” scams, where they’ll ask for your information and promise to pass it along to companies that are hiring. What they really want to do is get as much personal information from you as possible so they can sell it to the highest bidders — and you’ll get inundated with all kinds of spam as a result. Phishing emails (in a job search context) are those emails that come out of nowhere, from people you’ve never heard of, telling you that you’re being considered for an amazing work-from-home job. They just need you to click through to a site that asks for all your personal information, or they want you to tell them your bank account details. You know what to do with these emails, right? Don’t give them any information! Don’t even reply; just delete them and move on with your day. With as competitive as the work-at-home world is, there is no need for companies to start soliciting applications. And where would they have gotten your email anyway? This is a total scam.
Work-from-home scams can often be check-cashing scams in disguise. The “hiring company” might promise to send you a check to cover your expenses. Then they’ll send a check for too much money, and they’ll have you cash it and return the overage to them somehow. This is always, always, always fraudulent and you should never cash that check. You should also never wire money to a potential employer.
What is Home-cash?
Home-cash website offer to work from home on their website. The task is very simple, you have to share your URL link and they will pay you $50 for every 100 valid visitors to your link.
How to Protect Yourself from Work-at-Home Scams
The main rule for avoiding a work-at-home job search scam is to follow your gut. Your intuition works in ways you don’t necessarily understand, and it’s important to listen to your gut when you’re looking for an at-home job. Take the stance of doubting everyone and everything that comes your way, and make sure you feel confident that any potential employer has proven itself beyond a shadow of a doubt before you hand over any sensitive information.
Check the Better Business Bureau for the company’s name and see what their rating is. Read reviews on BBB as well as sites like Glassdoor.com, and watch review videos on YouTube. One caveat: take the unhappy employee reviews with a grain of salt — happy people are quiet people. Pay close attention to what the reviewers are actually complaining about, and keep digging for more information about those specific aspects.
Don’t stop with the company, though. Dig into the recruiter’s information, too. Make sure you have your contact’s name and make sure that person works at the company — you can do a Google search or look at LinkedIn to figure that out. Legitimate recruiters have nothing to hide and will be very forward with their identity and contact info. Make sure to verify everything they tell you by doing your own research.
Scammers are after your money. Don’t pay for anything up front in the job search. Generally speaking, you shouldn’t need to pay for anything to get hired (with occasional exceptions for things like background checks, which some companies will require you to pay for).
Finally, the best way to avoid scammers (other than following your gut) is to keep your job search contained to legitimate sites. FlexJobs is my favorite job board for finding work-at-home opportunities. They vet all of their job leads for legitimacy so you can apply with confidence.